Mortgage Protection Insurance » Mortgage Payment Protection Guide …

I agree with Tom’s comment. the figures need to be calculated net of taxation and social security costs ( people often conveniently forget National Insurance in the UK which is scaled according to incomes up to , I think 11-12% on a flat rate basis of GROSS income 1.e. it is up to 5 times the Medicare levy here). Having moved back from the UK to Perth last year housing has ,in sterling terms doubled in price since late 2005 when we last lived here. Whilst our income has probably trebled it doesn’t make housing much more affordable, and in view of your comments, which concur with my view of the western worlds’s problems we will continue to rent in Perth until house prices decline a bit from these levels. One positive aspect is that we will pay off our uk mortgage quickly with inflated aussie dollars.

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