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mortgage protection insurance is a must for any UK homeowner. The British Insurance MPPI policy is an excellent product too. I was made redundant in 1999 and mortgage protection insurance saved my home.

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I agree with the previous comment, there are many factors which constitutes a mis-sold mortgage?Some of the points below may indicate whether a consumer has been mis-sold their mortgage;

Questioned to make sure the adviser knew all the facts about your application
Provided with a choice of mortgage products
Recommended a Self Certification Mortgage when employed or self employed
Told that you only qualified for a sub-prime loan
Advised the end date went past your retirement age
Offered Payment Protection Insurance on your mortgage or loan
Advised to apply to a particular lender for “speed”

I think if you live in the UK and you have a mortgage, you should consider some form of UK mortgage protection like this. As far as I know British insurance offer the best and most affordable policy available today. Unfortunately i was not aware that I didn’t have to go to my mortgage provider to get cover for mortgage payment protection insurance..I think I paid about twice that for my MPPI insurance. Ah well, at least it kept a roof over my head!

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Business press releases – Manchester Interactive Marketing Investigates As PPI Compensation Claims Near £2bn – FSA claimed this week that £1.9 billion worth of compensation was claimed in 2011 for the mis-selling of Payment Protection Insurance (PPI). – Read Press Release: –

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